Terms and Conditions for PIM Coaching and Counseling

Appointment Scheduling: Clients are required to schedule appointments at least forty-eight (48) hours in advance. Any cancellations or rescheduling must be communicated at least twenty-four (24) hours prior to the scheduled appointment time. Unless prior arrangements are made, clients will be billed for missed appointments. 

Privacy and Confidentiality: PIM Coaching and Counseling is committed to safeguarding your privacy. We collect and use your personal information solely for the purpose of providing financial coaching and counseling services. All information disclosed by clients during appointments shall be treated as confidential and shall not be divulged to third parties without your explicit consent, except as required by law. 

Prompt Payment: Clients are obligated to remit payment for services promptly following the appointment. An invoice will be issued immediately after the session, which must be settled within seven (7) days. 

Service Fees: Fees for financial coaching services will be clearly communicated to clients prior to the appointment. Any additional costs incurred during the session will be discussed and agreed upon before proceeding. 

Client Responsibilities: Clients are expected to provide accurate and complete information regarding their financial situation. Clients must actively participate in the coaching process and adhere to agreed-upon actions. 

Liability: PIM Coaching and Counseling shall not be held liable for any decisions made by the client based on the discussions or recommendations that arise during a coaching session. Clients bear full responsibility for their own financial decisions. 

Termination of Services: PIM Coaching and Counseling reserves the right to terminate services if the client fails to comply with the terms and conditions or engages in inappropriate behavior. 

Disclaimer: PIM Coaching and Counseling is not an investment adviser registered with the Securities and Exchange Commission (SEC) or any other regulator. PIM Coaching and Counseling is not authorized to provide investment or legal advice. The information, counsel, and guidance provided during coaching sessions are intended for educational purposes only and should not be construed as professional investment or legal advice.